Gregory Sare Landolt (gregoid) wrote,
Gregory Sare Landolt

  • Mood:

When it rains, it pours

Man! I got a letter from Social Security, informing me that the State of California is no longer paying my Medicare medical insurance premiums after April 2004, and they're deducting the past 2 months premiums from my next deposit (I guess the left hand finally contacted the right hand and realized that I haven't lived in California since November. I did let Medical know that I was moving.). Then beginning with my next deposit they will begin deducting $66.60 from each deposit to pay the premiums. That means that $133.20 will be deducted for the past 2 months plus $66.60 for July. I will get about $200 less in this next deposit.

Now all is not lost because I can goto the Medicaid office here in Maine and apply for help to have my Medicare medical insurance premium paid by Medicaid (or Maine-aid as it is called here). I'm not sure if I can get Maine-aid to pick up the premiums since April, but it is worth a try.

I canceled my cell phone account. I am getting hit with a $150 early termination fee, but I will be able to call the collection department after I get my final bill and negotiate a payment plan. Anything less than $40 a month with be a help.

As it stands now, it looks like I'll be having to file bankruptcy in a few months. All of my credit cards are over their limits and I don't see any way to make payments to them. After paying rent, utilities, phone, dial-up (I won't shut myself off from the world), car insurance, and miscellaneous bathroom products, I will have a little over $120 to buy food and gasoline. And I need to make a 2-hour drive to Agusta every other week to see the doctor or nurse at the V.A.

I will be going over my budget with a fine tooth comb today trying to slim down as much as I can.

If I can just hold the creditors off long enough to save enough money to pay a bankruptcy lawyer to file for me, then I'll be fine. In my current mental state, there is no way I can file by myself. If I tried to fill out the paperwork myself, I know for a fact that I'd be heading for the hospital before I was done.

All in all, I'm feeling pretty good about all of this. It's not the solution that I prefer, but it is one that will keep me safe and relatively in good spirits.
  • Post a new comment


    default userpic

    Your reply will be screened

    Your IP address will be recorded 

    When you submit the form an invisible reCAPTCHA check will be performed.
    You must follow the Privacy Policy and Google Terms of use.